Optifino redefines the living benefits of life insurance.

By bridging technology with human compassion, we carefully curate a life insurance portfolio to grow and preserve your legacy for generations to come.

We give you peace of mind.

Our team navigates the complexities of the insurance market, anticipates trends, and offers reliable solutions tailored to ensure you have the best portfolio. We work tirelessly to address your concerns, understand your unique requirements, and offers personalized solutions that align with your goals.

We empower advisors.

Our platform enables financial advisors to gain deeper insights into their clients and offer highly customized life insurance solutions. We streamline the underwriting, onboarding, portfolio management, and marketing to help advisors address all aspects of estate planning, wealth transfer, and risk management.

We offer a dedicated concierge.

Our team has 100+ years of experience from top carriers and investment firms to provide you with consultative expertise which will help you get the most out of your life insurance portfolio.

We marry flexibility and active management of an investment boutique with protection and tax advantages of life insurance.

We begin with selecting the highest quality products from the most reputable insurance carriers – and go on to create better performing insurance portfolios that offer what we believe is the highest quality coverage, growth, and protection potential.

Hilliard Milner
Optifino CRO and Co-founder
We are reinventing the client experience to deliver the customization and service our clients deserve.

Our innovative “machine-plus-human” approach streamlines the entire client lifecycle – from consulting to onboarding, client service and portfolio management.

Eduard Snesarev
Optifino CTO and Co-founder
We are building a smart, client-focused portal that views life insurance through a fiduciary compliance lens.

Our portal offers superior visibility into all aspects of underwriting, onboarding, portfolio management and aftercare.

David Kleinhandler
Optifino CEO and Co-founder
Life insurance has a reputation for being too confusing, expensive and complex. We are determined to turn that around.

Too many times we’ve heard stories of how a missed premium led to a canceled policy and a huge tax bill, or how a client was offered a policy based on the commission it paid, rather than whether or not it was the right solution for the client. We believed there had to be a better way – so we created one.

Michael Doniger
Optifino CIO and Co-founder

Explore our resource library

Life Events

How to Navigate a Change in Wealth

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Key Insurance Concepts

How to Protect your Assets with a Spousal Lifetime Access Trust (SLAT) and Life Insurance

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Key Insurance Concepts

What is an Irrevocable Life Insurance Trust (ILIT)?

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Key Insurance Concepts

Why is a Life Insurance Policy Review Important?

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For more information on how we can help you build wealth that lasts for generations, contact us today

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