Securing & elevating
your financial future

We craft the optimal high end life insurance portfolios to secure financial futures, maximize tax savings, and build legacies.

Create a plan

Get a quote

Welcome to Optifino!
Let’s get started.

professional review

Get a professional
review of your policy

minimize taxes

Minimize taxes during your lifetime


estate planning

family bank

Create a
family bank

Why Optifino?

We take the complexity out of life.



Our intuitive visualization dashboard offers powerful insight across top carriers.



Our legacy planners provide ongoing expertise and guidance, especially after signing—an industry first.



Our open architecture maximizes our autonomy to design for your financial goals.

Achieve your goals.

Based on your goals, we can help increase death benefits by an average of 60-220% while maintaining premiums or decrease premiums on average of 30-40% while keeping coverage the same!

Curious to learn more
about life insurance?


Comparison across top carriers


Education to help with your decisions


Second opinions on recommendations

Schedule a call

Schedule a call

Align life insurance
with goals


Build your portfolio

multiple offers

Compare and contrast multiple offers

financial goals

Integrate with your financial goals

Tell us about your goals

Tell us about your goals

Already insured?
Let us help you optimize!

We will review your policies to help make sure they still meet your goals. We have already helped our clients:

Increase death benefits by an average of 60-220%

Decrease premiums on average of 30-40%

Learn how to optimize your policy based upon your life expectancy and save an average of 40%

Make sure you policy is not in jeopardy from lapsing due to policy performance


Get professional review

Get professional review

Our process.

Get your professional review or learn more take control of your financial future. 

Professional review

Our wealth legacy architects provide a professional policy review or a second opinion on policy recommendations.

Goals discovery

We work with our clients to understand and input their goals into our interactive platform.

Portfolio design

Answer 4 questions, adjust your coverage amount and length (if you like), and get a plan that aligns with your goals.

Onboarding & underwriting

We facilitate a seamless onboarding and underwriting process, with concierge support that tracks completion of each step.

Active management

Our platform addresses aftercare—conducting annual policy reviews, ongoing provider due diligence, managing trust-owned life insurance and providing market updates.

Enrich your life’s journey
and secure your family’s future

Start your journey

Schedule a call