Making Elite Agents and Advisors Bionic with AI-Powered Insights

Our digital BGA gives you access to 25+ carriers simultaneously and enables life insurance case design in minutes, not hours. Generate client-ready visualizations instantly and transform complex cases into confident decisions with cutting-edge precision.

Schedule A Call

Modernizing the Life Insurance Experience

The life insurance industry runs on legacy systems built in the 1980s. As a result, agents waste days on pen and paper comparisons, toggling between multiple carrier illustrations, a time- and labor-intensive process that still can’t account for all possible life insurance permutations.

Faced with confusing jargon and a mishmash of spreadsheets and drawn-out processes, clients struggle to make informed choices with clarity and confidence.

Optifino changes everything. Our AI-powered digital BGA compresses what used to take days into minutes with real-time policy comparisons, elegant visualizations, and professional reviews at scale, all on one platform.

The Results:

0%
Increase death benefit up to 220% with the same premium
0%
Reduce premium up to 40% (for the same coverage)
0%
Boost cash values up to 35% for the same premium

See How It Works

Why Top Producers Turn to Optifino

“Our clients are blown away by the simplicity”

“Partnering with Optifino is making it easier and quicker to unlock the tax-minimization strategies provided by life insurance. Our clients are blown away by the simplicity of the process and the easy-to-understand visualizations of Optifino that help them better understand potential outcomes.”

Ken Kotch | Ryan Life Insurance Agent

“We are able to create and deliver more holistic financial plans”

“We are able to create and deliver more holistic financial plans with the help of Optifino. It's refreshing to work  with a partnership who finally gets the power of integrating investment models into the life insurance policy design process.”

Joseph Galluzzi | Life Insurance Agent

“I know there isn't a top with Optifino.”

“I know there isn't a top with Optifino. As an agent, It can make me more efficient so I can do whatever I want wherever I want. There is no lid on this thing. There are no limits except the ones I put on myself. That's it.”

Mike Shean | Life Insurance Agent

Trusted by 25+ Leading Carriers

Access Leading Industry Research and Insights

More Than a Policy: Life Insurance as a Wealth Strategy

October 2025

Permanent life insurance policies differ slightly in their design and function, but all have the same main attributes: they are intended to last the lifetime of the insured and contain a cash value and a death benefit.

Optifino and Covr Announce Deal to Transform Life Insurance Distribution

September 2025

Optifino-Covr merger unites Covr's robust operational & compliance infrastructure with Optifino's AI-powered case design and analytics.

Case Study: Insurance Industry Veteran Mike Shean of the Dormie Group in Chicago

September 2025

Confidently help clients transfer values--not just wealth--and reclaim your independence while building legacy for clients and yourself.

Three Macro Trends Impacting Long-Term Care — and Why It’s Time to Talk About It

May 2025

"Three Macro Trends Impacting Long-Term Care,” explores the demographic and economic forces shaping the looming Long-Term care challenge.

Making Elite Agents and Advisors Bionic with AI-Powered Insights

Modernizing the Life Insurance Experience

Why Top Producers Turn to Optifino

“Our clients are blown away by the simplicity”

“We are able to create and deliver more holistic financial plans”

“I know there isn't a top with Optifino.”

Trusted by 25+ Leading Carriers

Access Leading Industry Research and Insights

Modernizing the Life Insurance Experience