Optifino for Private Clients

Tap into our 100+ years of collective industry wisdom and passion

Better risk-adjusted performance and tax-deferred growth – with higher potential to grow your cash value faster and access it sooner

Try optifino
  • Holistic Life Insurance and Legacy Planning

  • Multigenerational Wealth Strategies

  • Integrated Portfolio Approach

  • Intuitive User-Friendly Portal

  • Transparency, Visibility and Control

  • Exceptional Concierge Service

The initial spark for Optifino came from my desire to humanize and transform the industry I love.

We are building a client-focused portal that views life insurance through a fiduciary compliance lens, offers superior visualization and optimization engine, and streamlines all aspects of underwriting, onboarding, portfolio management and aftercare.

David Kleinhandler
Optifino Co-Founder & CEO
American adults do not believe they have adequate life insurance coverage.
*Source: 2022 Insurance Barometer Study conducted by LIMRA and Life Happens.
Losing a primary earner, 44% of American households would encounter significant financial difficulties within half a year.
*Source: Life Insurance Marketing and Research Association (LIMRA)
Our team has more than 100 years of combined life insurance and investing expertise.
19% of the US consumer financial assets are held in cash value life insurance.
*Federal Reserve Bulletin, September 2020

The role of life insurance

Life insurance is one of the most effective tools for tax-deferred growth. At Optifino, we are fundamental believers that the right portfolio of insurance, built into an asset allocation model, should be the essential ingredient of a family’s financial plan. We focus on designing the optimal portfolio of policies customized to meet your specific needs – ultimately helping to ensure your family’s financial health and stability for generations to come.

Resources & Insights

Life Events

Change In Wealth

Harnessing Financial Growth for a Bright Future

Life is an unpredictable adventure, filled with...

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Key Insurance Concepts

What is an Irrevocable Life Insurance Trust (ILIT)?

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Life Events

Getting Married

So you’re planning to get married – congratulations! As the big day nears, you likely have a...

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Life Events

Having a Child

You have a new bundle of joy coming, and you want to make sure you’re putting your best foot...

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